The Homeowner's Policy provides your client with expanded title insurance. Because The Homeowner's Policy offers direct additional assurance to the buyer, your risk as an agent may also be reduced. 

The Covered Risks shown below are limited by the exclusions, conditions and exceptions contained in the actual policy form. If defects in a particular coverage are discovered in the process of underwriting the coverage, the company may decline to provide a specific coverage, or limited coverage.....Click to view full downloadable document